Electronic Money Institutions 2025 - E-Money Institutions List

Electronic money institutions (EMI) in Turkey are regulated by BDDK (Banking Regulation and Supervision Agency). In this guide, we will examine electronic money institutions in Turkey, their license status, and regulations.

🏛️ Legal Framework

BDDK Regulations

Important Regulations:

• ✅ Electronic money institutions are subject to BDDK supervision
• ✅ License requirement exists
• ✅ Capital adequacy requirements determined
• ✅ Payment services regulations apply

📋 Electronic Money Institutions in Turkey

BDDK Licensed Institutions

1. ✅ Papara Electronic Money Inc.
2. ✅ Paycell Electronic Money and Payment Services Inc.
3. ✅ PayTR Payment and Electronic Money Services Inc.
4. ✅ Paymes Electronic Money and Payment Services Inc.
5. ✅ Paynet Electronic Money and Payment Services Inc.
6. ✅ Payten Electronic Money and Payment Services Inc.
7. ✅ Payu Electronic Money and Payment Services Inc.
8. ✅ Tosla Electronic Money and Payment Services Inc.
9. ✅ Troy Payment and Electronic Money Services Inc.
10. ✅ Vakıf Participation Electronic Money and Payment Services Inc.

💰 Capital Requirements

Minimum Capital

BDDK Requirements:

• ✅ 10 million TL minimum paid-in capital
• ✅ Capital adequacy requirements

📊 Related Content

• How to Get Payment Institution License - License process
• How to Establish Electronic Money Institution - Establishment guide
• What is Electronic Money - E-money explanation
• Payment Institution Platforms - Platform development

🎯 Conclusion

Electronic money institutions in Turkey are subject to BDDK regulations and have license requirements.

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