How to Get E-Money License 2025 - BDDK Application Guide

Electronic money licenses in Turkey are issued by BDDK (Banking Regulation and Supervision Agency). In this guide, we will examine the e-money license acquisition process, requirements, and step-by-step guide.

🏛️ Legal Framework

BDDK Regulations

Important Regulations:

• ✅ Electronic money institutions are subject to BDDK supervision
• ✅ License requirement exists
• ✅ Capital adequacy requirements determined (10 million TL)

📋 E-Money License Acquisition Process

1. Company Establishment

Requirements:

• ✅ Joint stock company (AŞ) structure mandatory
• ✅ 10 million TL minimum paid-in capital
• ✅ Established in Turkey

2. BDDK Application

Requirements:

• ✅ BDDK license application
• ✅ Preparation of required documents
• ✅ Capital adequacy certificate
• ✅ Compliance documents

💰 Capital Requirements

Minimum Capital

BDDK Requirements:

• ✅ 10 million TL minimum paid-in capital
• ✅ Capital adequacy requirements

📊 Related Content

• How to Establish Electronic Money Institution - Establishment guide
• Electronic Money Institutions - E-money institutions list
• What is Electronic Money - E-money explanation
• Payment Institution Platforms - Platform development

🎯 Conclusion

E-money licenses in Turkey are issued by BDDK. Important points:

1. ✅ Joint stock company structure mandatory
2. ✅ 10 million TL capital requirement
3. ✅ BDDK license mandatory
4. ✅ Compliance requirements

Contact us for professional support in the e-money license acquisition process! 🚀

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