What is Electronic Money 2025 - E-Money Explanation and Usage

Electronic money (e-money) is a currency stored in digital environment and transferred electronically. In this guide, we will examine the definition of electronic money, usage areas, advantages, and regulations in Turkey.

💳 What is Electronic Money?

Definition

Electronic Money (E-Money):

• ✅ Currency stored in digital environment
• ✅ Money that can be transferred electronically
• ✅ Digital money without physical counterpart
• ✅ Prepaid currency

Features

E-Money Features:

• ✅ Stored in digital format
• ✅ Electronic transfer possible
• ✅ No physical counterpart
• ✅ Prepaid system

🏛️ Legal Framework

BDDK Regulations

Important Regulations:

• ✅ Electronic money institutions are subject to BDDK supervision
• ✅ License requirement exists
• ✅ Capital adequacy requirements determined (10 million TL)

💰 Usage Areas

E-Money Usage

Usage Areas:

• ✅ Online payments
• ✅ Mobile payments
• ✅ E-commerce transactions
• ✅ Digital wallets
• ✅ Prepaid cards

📊 Related Content

• Electronic Money Institutions - E-money institutions list
• How to Establish Electronic Money Institution - Establishment guide
• How to Get E-Money License - License process
• Payment Institution Platforms - Platform development

🎯 Conclusion

Electronic money is a currency stored in digital environment and transferred electronically. In Turkey, it is subject to BDDK regulations.

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Legal Compliance: All information provided complies with applicable laws and regulations. Please consult with legal professionals for specific advice regarding your situation.

Disclaimer: Cryptocurrency investments are highly risky. Always conduct your own research before investing, and only invest money you can afford to lose.