How to Establish E-Money Company 2025 - Step by Step Guide
Establishing an e-money company in Turkey is subject to BDDK (Banking Regulation and Supervision Agency) regulations. In this guide, we will examine the legal processes, requirements, and step-by-step guide for establishing an e-money company.
🏛️ Legal Framework
BDDK Regulations
Important Regulations:
- ✅ Electronic money institutions are subject to BDDK supervision
- ✅ License requirement exists
- ✅ Capital adequacy requirements determined (10 million TL)
- ✅ Payment services regulations apply
📋 E-Money Company Establishment Process
1. Company Establishment
Requirements:
- ✅ Joint stock company (AŞ) structure mandatory
- ✅ 10 million TL minimum paid-in capital
- ✅ Established in Turkey
2. BDDK Application
Requirements:
- ✅ BDDK license application
- ✅ Preparation of required documents
- ✅ Capital adequacy certificate
- ✅ Compliance documents
💰 Capital Requirements
Minimum Capital
BDDK Requirements:
- ✅ 10 million TL minimum paid-in capital
- ✅ Capital adequacy requirements
📊 Related Content
- How to Establish Electronic Money Institution - Establishment guide
- How to Get E-Money License - License process
- Electronic Money Institutions - E-money institutions list
- Payment Institution Platforms - Platform development
🎯 Conclusion
Establishing an e-money company in Turkey is subject to BDDK regulations and has license requirements. Important points:
- ✅ Joint stock company structure mandatory
- ✅ 10 million TL capital requirement
- ✅ BDDK license mandatory
- ✅ Technical infrastructure requirements
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