How to Get Payment Institution License 2025 - Step by Step Guide
Payment institution licenses in Turkey are issued by BDDK (Banking Regulation and Supervision Agency). In this guide, we will examine the payment institution license acquisition process, requirements, and step-by-step guide.
🏛️ Legal Framework
BDDK Regulations
Important Regulations:
- ✅ Payment institutions are subject to BDDK supervision
- ✅ License requirement exists
- ✅ Capital adequacy requirements determined (5 million TL)
- ✅ Payment services regulations apply
📋 Payment Institution License Acquisition Process
1. Company Establishment
Requirements:
- ✅ Joint stock company (AŞ) structure mandatory
- ✅ Minimum capital requirement
- ✅ Established in Turkey
2. BDDK Application
Requirements:
- ✅ BDDK license application
- ✅ Preparation of required documents
- ✅ Capital adequacy certificate
- ✅ Compliance documents
💰 Capital Requirements
Minimum Capital
BDDK Requirements:
- ✅ 5 million TL minimum paid-in capital (for payment institution)
- ✅ 10 million TL minimum paid-in capital (for electronic money institution)
📊 Related Content
- How to Establish Electronic Money Institution - Establishment guide
- Electronic Money Institutions - E-money institutions list
- What is Electronic Money - E-money explanation
- Payment Institution Platforms - Platform development
🎯 Conclusion
Payment institution licenses in Turkey are issued by BDDK. Important points:
- ✅ Joint stock company structure mandatory
- ✅ Minimum capital requirement
- ✅ BDDK license mandatory
- ✅ Compliance requirements
Contact us for professional support in the payment institution license acquisition process! 🚀
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