How to Get Payment Institution License 2025 - Step by Step Guide

Payment institution licenses in Turkey are issued by BDDK (Banking Regulation and Supervision Agency). In this guide, we will examine the payment institution license acquisition process, requirements, and step-by-step guide.

🏛️ Legal Framework

BDDK Regulations

Important Regulations:

• ✅ Payment institutions are subject to BDDK supervision
• ✅ License requirement exists
• ✅ Capital adequacy requirements determined (5 million TL)
• ✅ Payment services regulations apply

📋 Payment Institution License Acquisition Process

1. Company Establishment

Requirements:

• ✅ Joint stock company (AŞ) structure mandatory
• ✅ Minimum capital requirement
• ✅ Established in Turkey

2. BDDK Application

Requirements:

• ✅ BDDK license application
• ✅ Preparation of required documents
• ✅ Capital adequacy certificate
• ✅ Compliance documents

💰 Capital Requirements

Minimum Capital

BDDK Requirements:

• ✅ 5 million TL minimum paid-in capital (for payment institution)
• ✅ 10 million TL minimum paid-in capital (for electronic money institution)

📊 Related Content

• How to Establish Electronic Money Institution - Establishment guide
• Electronic Money Institutions - E-money institutions list
• What is Electronic Money - E-money explanation
• Payment Institution Platforms - Platform development

🎯 Conclusion

Payment institution licenses in Turkey are issued by BDDK. Important points:

1. ✅ Joint stock company structure mandatory
2. ✅ Minimum capital requirement
3. ✅ BDDK license mandatory
4. ✅ Compliance requirements

Contact us for professional support in the payment institution license acquisition process! 🚀

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